Sircilla Bank extends a host of Personal Banking Services to suit the Banking Needs of Every Customer.

We give priority to customer's needs of Personal Banking at Sircilla Bank with our innovative, attractive, technology enabled products and services which not only compete with other Bank's products but also bring a feasibility, ease of transactions to our customers.

We offer a bunch of Personal Banking Products like:

• Saving Accounts
• Current Accounts
• Term Deposit Products such as Monthly and Reinvestment Schemes etc.,

All our personal banking products come with friendly features and attractive interest rates. We help you fulfill your dreams with our Products i.e., Car Loans, Home Loans, Business Loans. Our Personal Banking services are different, suiting the needs of every customer. After all a satisfaction on your face that is what we wish to see.

SAVINGS BANK ACCOUNT

A rupee saved is a rupee earned - Save with Sircilla Bank.

Features:

• Minimum balance (without cheque book facility) - Rs.500/-
• Minimum Balance (with cheque book facility) - Rs.1000/-
• Zero Balance for Government Schemes
• SMS Alerts on your mobile
• Savings Bank Interest Applied on Daily Products.
• Cheque Leaves with CTS are issued.

CURRENT DEPOSITS

Current Account can be opened by Individuals / Businessmen / Proprietorship concerns/ Partnership Firms / Public Ltd., or Private Limited Companies.

Features:

• No restriction on transactions either in number or in amount.
• Minimum balance required for opening of the account Rs.1,000/-
• SMS Alerts on your mobile
• Cheque Leaves with CTS are issued.

TERM DEPOSITS - REINVESTMENT

Deposits are accepted ranging from 46 days to 5 years and the maturity amount will be paid at the end of the period at an attractive rate of interest. All individuals / associations etc, are eligible to open the Fixed Deposit Account. Fixed Deposits can also be accepted for any period in multiples of complete months or even periods also.

FIXED DEPOSITS - INTEREST MONTHLY

Deposits are accepted ranging from 1 year to 5 years and the interest is paid at regular intervals (monthly, quarterly, half and yearly) at an attractive rate of interest. All individuals / associations etc. are eligible to open the Fixed Deposit Account.

RECURRING DEPOSITS

• The Scheme is aimed at mobilizing the savings of Salaried Employees and Wage earners
• Helps depositors to plan their savings in order to meet their future contingencies like marriage expenses, higher education, retirement etc..
• Under the scheme, depositor shall pay every month a specified amount for a specific period in order to receive the targeted amount on the date of maturity.
• Deposits are received for definite periods of 6, 12, 24, 36, 60 months for completed months
• Deposits can be opened independently or in joint names or by a firm / company / association.
• Monthly installments and period of the deposit cannot be altered subsequently under any circumstances.
• Loans can be granted at the discretion of the Bank subject to margins and rate of interest prescribed by the Bank.

Requirements to open any of the above A/C'S

• 2 Photos
• PAN Card
• Address proof (you can provide any of the following)
• Aadhar Card
• Ration Card
• Driving License
• Voter Card
• Passport
• Electricity Bill
• Telephone Bill
• Gas Connection Slip
• Identification proof (you can provide any of the following)
• Ration Card
• Driving License
• Voter Card
• Passport
• PAN Card
• For Partnership Firm / Public or Private Limited Companies other required Annexure.

INTEREST RATES ON DEPOSITS - W.E.F 01/04/2015

• No TDS on Deposits for Members. If depositotrs submit 15G/15H.
• Deposits Insured under DICGC.
• Savings Bank Interest Applied on Daily Products.

INTEREST RATES ON TERM DEPOSITS - W.E.F 19/10/2015

For Senior Citizens Extra 0.50% Intereset Rate.

For Staff Extra 1% Intereset Rate.

• No TDS on Deposits for Members. If depositotrs submit 15G/15H.
• Deposits Insured under DICGC.
• Savings Bank Interest Applied on Daily Products.